Officer TRGU

Description

Habib Metropolitan Bank Limited is seeking a diligent Officer TRGU to uphold the compliance and regulatory standards related to Trade-based Money Laundering (TBML) and foreign exchange transactions. The successful candidate will be responsible for reviewing import and export transaction documentation in alignment with TBML frameworks, performing enhanced due diligence on high-risk transactions, and conducting thorough verification of commercial invoices. This role requires meticulous attention to detail to ensure all trade transactions comply with regulatory mandates and internal policies. The individual will collaborate with various internal teams including Compliance AML, CPU-Import, CPU-Export, and branches to maintain governance standards and address potential risks associated with non-traditional banking customers. Although this position does not include team management, it demands strong interpersonal skills to foster healthy professional relationships and coordinate effectively across departments. The Officer TRGU must demonstrate well-developed analytical abilities and proficiency in working with large datasets, primarily using Microsoft Excel and other database-related software. The role requires the candidate to be adept at handling system-related developments and resolving issues promptly. The ideal candidate will be comfortable working under pressure, managing multiple tasks simultaneously, and assuming additional responsibilities as necessary. The position also emphasizes sound record-keeping discipline to maintain comprehensive audit trails of transaction reviews and clearances. Commitment to a robust compliance culture and a thorough understanding of regulatory reporting controls are essential for success in this position.

Responsibilities

• Ensure compliance with regulatory directives on Trade-based Money Laundering and relevant sections of the Foreign Exchange Manual.
• Review transaction documents for import and export under the TBML framework, ensuring accuracy and legitimacy.
• Verify prices declared on Commercial and Proforma invoices, identifying significant deviations using reliable market sources.
• Perform Enhanced Due Diligence (EDD) procedures for transactions determined to be high-risk.
• Conduct vessel tracking to monitor shipments to and from Pakistan, ensuring vessels do not take unusual routes or dock at sanctioned ports.
• Escalate red flags and suspicious transaction details to the Compliance team when satisfactory explanations are not obtained from customers.
• Collect and arrange performance information from banks declared by potential customers during onboarding under the TBML framework.
• Identify and assess potential risks associated with Non-Traditional Banking (NTB) customers, including transaction volume, source of funds, and geographic risk factors.
• Govern high-risk transactions and commodities such as Free on Consignment (FOC) and Open Account Transactions, enforcing internal controls.
• Build and maintain effective relationships with relevant stakeholders including CPU-Import, CPU-Export, banking branches, and the Compliance AML team.
• Ensure thorough record-keeping of all transaction reviews and clearances to support audit trails and regulatory inspections.
• Manage large databases and use analytical skills to identify anomalies and risks in transaction data.
• Handle system-related developments and promptly address technical issues impacting regulatory reporting controls.
• Work collaboratively as a team player across multiple levels within the organization.
• Maintain composure and efficiency when working under pressure and managing multiple ongoing tasks.
• Accept and undertake additional responsibilities to support the department’s objectives and ensure compliance standards are upheld.

Experience

3 Years

Apply By

Nov 16, 2026

Required Skills

• Regulatory Transaction Reporting
• Data Quality Management
• Regulatory Reporting Controls
• Microsoft Excel
• Analytical Skills
• Enhanced Due Diligence
• Trade-Based Money Laundering Compliance
• Risk Assessment
• Record Keeping
• Compliance Reporting

Nice to Have Skills

• Database Management
• Vessel Tracking
• Stakeholder Relationship Management