Cso
HBL Microfinance
PKR 80,000 • Published Date: • Karachi, Pakistan (On-Site)
Description
HBL Microfinance is seeking a Chief Security Officer (Cso) to lead its enterprise risk management efforts and enhance the organization's security posture. This role involves overseeing and implementing strategies to identify, assess, and mitigate risks across various business operations. The ideal candidate has at least six years of banking experience and a proven record in managing risk in financial institutions. The Cso will be responsible for ensuring compliance with regulatory requirements and safeguarding the organization's assets by developing robust security policies and procedures. In this leadership role, the Cso will manage a team of six professionals, providing guidance and coordination to achieve departmental goals. This position demands strong analytical skills and the ability to anticipate potential threats to the organization. The Cso collaborates closely with senior management to support business objectives while maintaining a secure operational environment. Leadership qualities and expertise in enterprise risk management are essential to drive continuous improvement in risk mitigation processes and to build a resilient organization.
Responsibilities
- Develop and implement enterprise risk management frameworks and policies aligned with organizational objectives.
- Identify, analyze, and monitor risks related to credit, operational, market, and compliance within the microfinance banking environment.
- Lead the team in conducting regular risk assessments to detect vulnerabilities and recommend risk mitigation strategies.
- Ensure compliance with internal controls and external regulatory requirements specific to the banking and microfinance sector.
- Oversee incident management and response procedures to minimize the impact of security breaches or operational disruptions.
- Collaborate with senior leadership to integrate risk management practices into strategic planning and decision-making.
- Guide and mentor a team of six risk management professionals, fostering a culture of accountability and continuous learning.
- Prepare detailed reports on risk exposure for presentation to the board and executive committees.
- Evaluate and enhance risk monitoring tools and systems to support proactive risk identification.
- Drive awareness and training programs across the organization to promote risk-conscious behavior.
- Coordinate with auditors and compliance officers during risk evaluations and external audits.
- Maintain knowledge of emerging risks and trends in banking and microfinance to update policies accordingly.
- Develop business continuity and disaster recovery plans to ensure operational resilience.
- Support the development and enforcement of security protocols to protect physical and informational assets.
Experience
6 Years
Apply By
Required Skills
- Enterprise Risk Management
- Risk Assessment
- Regulatory Compliance
- Financial Risk Management
- Banking Operations
Nice to Have Skills
- Incident Management
- Team Leadership
- Business continuity planning
- Disaster recovery