Team Leader

Description

JS Bank Limited is seeking a dedicated Team Leader to oversee a team of five professionals within the Corporate and Commercial Banking division. This role requires a seasoned professional with at least 10 years of experience in credit risk management and corporate banking to lead team supervision efforts, ensure compliance with regulatory policies, and drive business growth. The Team Leader will be responsible for overseeing credit proposals, portfolio risk mitigation, and facilitating seamless coordination among internal stakeholders to ensure operational excellence. This position emphasizes strict adherence to SBP Prudential Regulations, credit manuals, and customer due diligence processes. The ideal candidate will possess excellent skills in managing escalations, supervising performance, and expanding the bank’s corporate client base through effective leadership and strategic business initiatives. As a pivotal role within JS Bank, the Team Leader liaises extensively with departments such as Operations Management, Branch Banking, Compliance, Audits, and Risk to uphold high standards of process efficiency and safeguard the bank’s interests. The leader will actively monitor asset portfolios to anticipate risks and implement timely recovery measures. In addition, the role is oriented towards attaining aggressive targets in client acquisition, trade wallet growth, and deposit mobilization, while maintaining quality and compliance across all operational areas. The Team Leader is also responsible for fostering a motivated and compliant team environment to enhance productivity and achieve the bank’s strategic vision.

Responsibilities

• Supervise and review advances and credit proposals within the unit ensuring structural accuracy and adherence to internal policies and regulatory guidelines.
• Manage complex escalations concerning corporate customer inquiries and complaints to maintain strong and positive client relationships.
• Coordinate effectively with internal stakeholders including Credit Administration Department, Trade Operations, and Credit Risk Group to ensure timely credit limit availability and error-free transaction execution.
• Oversee the health of the asset portfolio by identifying Early Warning Signals and proactively managing risk factors to prevent asset downgrades and ensure timely recovery of markups and overdue payments.
• Ensure total compliance with SBP Prudential Regulations, internal credit manuals, and protocols related to Know Your Customer (KYC), Customer Due Diligence (CDD), and Trade-Based Money Laundering (TBML).
• Drive team performance and business growth by targeting New-to-Bank corporate client acquisition, enhancing trade wallets, and mobilizing current account deposits.
• Monitor and resolve issues related to credit and audit deferrals to uphold stringent audit standards and internal controls.
• Implement and sustain effective team supervision practices to elevate productivity and maintain high-quality data write-ups and documentation.
• Manage performance appraisals, provide training, and mentor team members to build competencies aligned with organizational goals.
• Maintain continuous communication with internal departments and external clients to enhance operational effectiveness and customer satisfaction.
• Analyze portfolio trends and regulatory updates to adapt team processes and ensure continuous compliance and risk management.
• Participate in strategic planning to support the bank’s growth plans and compliance frameworks.
• Promote a collaborative team environment that encourages innovation, accountability, and professional development among team members.

Experience

10 Years

Apply By

Dec 10, 2026

Required Skills

• Credit Proposals
• Client Acquisition
• Credit Risk Management
• TBML
• CDD
• KYC
• audit guarding
• Compliance
• Risk Mitigation
• Portfolio oversight
• Stakeholder Coordination
• Escalation Management
• data write-ups
• Policy Compliance
• Team supervision

Nice to Have Skills

• Business Growth
• Performance Management
• Trade Operations
• credit manuals
• SBP Prudential Regulations