Credit Analyst
MAF BIS Credit Information Services Pvt. Ltd.
PKR 40,000 • Published Date: • Multiple Cities (On-Site)
Description
MAF BIS Credit Information Services Pvt. Ltd. is seeking a detail-oriented Credit Analyst to prepare income estimation reports and conduct thorough financial evaluations. This full-time position involves analyzing financial data and assessing credit risk to provide accurate and timely financial reporting. The ideal candidate holds a Bachelor of Commerce degree and has at least one year of relevant experience. This role focuses on carefully reviewing financial documents, filed visit, data analysis, and report writing to support informed credit decisions. The candidate will work independently without managing a team, contributing to sound credit risk management practices within the organization. The Credit Analyst effectively utilizes skills in financial analysis, credit risk assessment, and advanced Excel functionalities to analyze financial statements and generate comprehensive reports. The individual plays a critical role in evaluating creditworthiness, identifying potential risks, and ensuring that all findings comply with company standards. The position emphasizes accuracy, attention to detail, and the ability to present complex financial insights clearly for business decision-making purposes.
Responsibilities
- Analyze income statements, balance sheets, and cash flow statements to assess credit risk and financial stability of clients.
- Prepare detailed income estimation reports based on financial data for internal review and decision-making.
- Conduct credit risk assessment using qualitative and quantitative data to determine creditworthiness.
- Utilize Excel and financial reporting tools to organize, analyze, and interpret financial data accurately.
- Write clear and concise reports summarizing financial analysis and credit evaluations for management and stakeholders.
- Collaborate with other departments to gather necessary data and enhance the accuracy of credit assessments.
- Monitor financial trends and update credit rating models to reflect current market conditions.
- Ensure compliance with company policies and relevant regulatory requirements in all credit assessment activities.
- Review and validate financial information submitted by clients to identify inconsistencies or potential risks.
- Maintain organized records of credit reports and documentation to support audit and review activities.
Cities
Karachi, Pakistan | Lahore, Pakistan (On-Site)
Experience
1 Year
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Required Skills
- Financial Analysis
- Credit Risk Assessment
- Data Analysis
- Report Writing
- Excel
- Financial Reporting
- Income Estimation
Nice to Have Skills
- Credit Scoring Models
- Financial Statement Analysis
- Risk Management