Credit Hub Head (VP / SVP)
National Bank of Pakistan
Published Date: • Multiple Cities (On-Site)
Description
"The Nation's Bank", National Bank of Pakistan aims to support the financial well-being of the Nation along with enabling sustainable growth and inclusive development through its wide local and international network of branches. Being one of the leading and largest banks of Pakistan, National Bank of Pakistan is contributing significantly towards socioeconomic growth in the country with an objective to transform the institution into a future-fit, agile and sustainable Bank.
In line with our strategy, the Bank is looking for talented, dedicated, and experienced professional(s) for the following position in the area of Risk Management.
The individuals who fulfill the below basic-eligibility criteria may apply for the following position:
Position / Job Title:
Credit Hub Head (VP / SVP)
Reporting to:
GM Credit Risk - SCO - Credit Risk Management Division
Educational /Professional Qualification:
Minimum Graduation or equivalent from a local or international university / college / institute recognized by the HEC of Pakistan.
Candidates having Master’s degree and / or any other relevant certification(s) will be preferred.
Experience:
Minimum 10 years of Banking experience out of which 07 years in Commercial and / or SME either on the business and / or risk management side in a Commercial Bank(s)
Other Skills / Expertise / Knowledge Required:
Leadership & people management
Credit risk assessment skills for SME / Commercial
Exposure to agricultural lending will be an advantage
Knowledge of SBP’s prudential regulations
Understanding of different types of collaterals
Proficient in the use of MS office
Problem solving & decision making
The ability to use knowledge of specific sectors and the broader economy to make a judgment about specific credits
Outline of Main Duties / Responsibilities:
To exercise credit approval authority delegated from time to time to approve/ recommend proposals for approval. Processing will include SME, commercial and agriculture credit proposals for both conventional and Islamic banking related to Baluchistan Hub. Exercise of powers to be done while analyzing credit risk and assess obligors credit worthiness in conjunction with the collateral offered, and ensure compliance with Bank’s internal policies, procedures and SBP prudential regulations
To manage the credit team for the regions allocated to the Hub
To assist and support GM Credit Risk with credit review, assessment, and monitoring
To liaison with different stakeholders like business, CAD, audit etc., at Hub and regional level to ensure smooth operations
To ensure audit requirements and observations related to their own area are addressed (both internal and external) and implement measures to minimize recurrence and liaise with Head Office for handling audit observations
To ensure all processes are completed within the specified turnaround time
To monitor the credit portfolio for early warnings, maintain portfolio MIS, staff data and ensure its submission timely
To train and develop the team maintaining high standards and appropriate succession planning
To perform any other assignment as assigned by the supervisor(s)
Place of Posting:
Karachi , Peshawar
Assessment Interview(s)
Only shortlisted candidates strictly meeting the above-mentioned basic eligibility criteria will be invited for panel interview(s).
Employment Type:
The employment will be on contractual basis for three years which may be renewed on discretion of the Management. Selected candidates will be offered compensation package and other benefits as per Bank’s Policy / rules.
Apply within 10 working days from the date of this job posting.
Applications received after due date will not be considered in any case. No TA / DA will be admissible for interview.
National Bank of Pakistan is an equal opportunity employer and welcomes applications from all qualified individuals, regardless of gender, religion, or disability.
Cities
Karachi, Pakistan | Peshawar, Pakistan (On-Site)