Credit Manager (AVP)
National Bank of Pakistan
Published Date: • Dera Ghazi Khan, Pakistan (On-Site)
Description
“The Nation’s Bank”, National Bank of Pakistan aims to support the financial well-being of the Nation along with enabling sustainable growth and inclusive development through its wide local and international network of branches. Being one of the leading and largest banks of Pakistan, National Bank of Pakistan is contributing significantly towards socioeconomic growth in the country with an objective to transform the institution into a future-fit, agile and sustainable Bank.
In line with our strategy, the Bank is looking for talented, dedicated and experienced professional(s) for the following positions in the area of Risk Management.
The individuals who fulfill the below basic-eligibility criteria may apply for the following positions:
Position / Job Title:
Credit Manager (AVP)
Reporting to:
Regional Executive - Credit - Credit Risk Management Division
Educational /Professional Qualification:
Minimum Graduation or equivalent from a local or international university / college / institute recognized by the HEC of Pakistan
Candidate having Masters degree in finance, economics or ACCA qualifications will be preferred
Experience:
Minimum 06 years of experience in Commercial and / or SME banking, either on the business side and / or in risk management side in a Commercial Bank
Other Skills / Expertise / Knowledge Required:
Credit analysis
Financial Statement Analysis
Knowledge of SME, Commercial financing products
Understanding of different types of collaterals
Awareness of SBP Prudential Regulations
Good interpersonal skills
Proficient in the use of MS Office
Outline of Main Duties / Responsibilities:
To support Regional Executive Credit in review and analyzing credit proposals of SME, Commercial and Agri including Quantitative analysis and Climate related risks
To analyze working capital and requirements for SME, Commercial and Agri segments including production and development loans as well as seasonal financing requirements
To comply with internal Policies and Regulatory guidelines
To structuring credit limits in conjunction with actual requirements of the borrowers and also in line with the offered collateral
To assist in rectifying internal/ external audit observations
To coordinate with business groups for clarifications and relevant information
To basic understanding of farm and non farm credit lifecycle as awareness of green banking, environmental & social and climate related risks
To perform any other assignment as assigned by the supervisor(s)
Place of Posting:
Dera Ghazi Khan
Assessment Interview(s)
Only shortlisted candidates strictly meeting the above-mentioned basic eligibility criteria will be invited for panel interview(s).
Employment Type:
The employment will be on contractual basis for three years which may be renewed on discretion of the Management. Selected candidates will be offered compensation package and other benefits as per Bank’s Policy / rules.
Apply within 10 working days from the date of this job posting.
Applications received after due date will not be considered in any case. No TA / DA will be admissible for interview.
National Bank of Pakistan is an equal opportunity employer and welcomes applications from all qualified individuals, regardless of gender, religion, or disability.