Senior Manager - Credit Policy (AVP / VP)
National Bank of Pakistan
Published Date: • Karachi, Pakistan (On-Site)
Description
“The Nation’s Bank”, National Bank of Pakistan aims to support the financial well-being of the Nation along with enabling sustainable growth and inclusive development through its wide local and international network of branches. Being one of the leading and largest banks of Pakistan, National Bank of Pakistan is contributing significantly towards socioeconomic growth in the country with an objective to transform the institution into a future-fit, agile and sustainable Bank.
In line with our strategy, the Bank is looking for talented, dedicated and experienced professional(s) for the following positions in the area of Risk Management.
The individuals who fulfill the below basic-eligibility criteria may apply for the following positions:
Position / Job Title:
Senior Manager - Credit Policy (AVP / VP)
Reporting to:
Wing Head - Credit Policy Wing - Credit Risk Management Division
Educational / Professional Qualification:
- Minimum Graduation or equivalent from a local or international university / college / institute recognized by the HEC of Pakistan
- Candidates having Master's degree and / or relevant professional qualification such as CFA, FRM, ACCA or ICMA will be given preference
Experience:
- Minimum 06 years of banking experience in Corporate and / or Commercial and / or SME lending either on the business side and / or in risk management in a Commercial Bank
Other Skills / Expertise / Knowledge:
- Sound understanding of Corporate, Commercial & SME credit policies allied procedures and S13P regulations
- Attention to detail for ensuring data accuracy, maintenance and confidentiality
- Data and portfolio analysis
- Proficiency in MS Office Suite
- Good Analytical, data management, and problem solving skills
- Interpersonal & writing skills
Outline of Main Duties / Responsibilities:
- To provide support for the development, maintenance and revision of the Bank's credit policies and procedures ensuring that safe, sound and compliant lending processes arc in place that support business growth in a responsible manner
- To provide support for the periodic revision of Seasonal Financing Products to ensure that products remain aligned with the evolving need of target market
- To gather and report information through various MIS about credit exposures and to draw analysis from such MIS
- To maintain appropriate records of MIS, supporting data, policy updates and clarification and committee minutes etc.
- To collect, consolidate and analyze data on Seasonal Financing Products and share the analytics to line manager
- To provide guidance to relevant functions across the Bank on credit policies and credit procedures to facilitate consistent and efficient implementation of policies
- To review and propose value addition in various financing products, policies and allied documents shared by other groups within the Bank
- To coordinate with audit and inspections of the assigned function and ensure timely closure of audit findings
- To perform any other assignment as assigned by the supervisor(s)
Place of Posting:
Karachi
Assessment Interview(s):
Only shortlisted candidates strictly meeting the above-mentioned basic eligibility criteria will be invited for panel interview(s).
Employment Type:
The employment will be on contractual basis for three years which may be renewed on discretion of the Management. Selected candidates will be offered compensation package and other benefits as per Bank’s Policy / rules.
Apply within 10 working days from the date of this job posting.
Applications received after due date will not be considered in any case. No TA / DA will be admissible for interview.
National Bank of Pakistan is an equal opportunity employer and welcomes applications from all qualified individuals, regardless of gender, religion, or disability.