Wing Head - SME Risk (VP / SVP)
National Bank of Pakistan
Published Date: • Karachi, Pakistan (On-Site)
Description
“The Nation’s Bank”, National Bank of Pakistan aims to support the financial well-being of the Nation along with enabling sustainable growth and inclusive development through its wide local and international network of branches. Being one of the leading and largest banks of Pakistan, National Bank of Pakistan is contributing significantly towards socioeconomic growth in the country with an objective to transform the institution into a future-fit, agile and sustainable Bank.
In line with our strategy, the Bank is looking for talented, dedicated and experienced professional(s) for the following position in the area of of Risk Management based at Karachi.
The individuals who fulfill the below basic-eligibility criteria may apply for the following position:
Position / Job Title:
Wing Head - SME Risk (VP / SVP)
Reporting to:
Head - SME Risk - SME Risk and RMG HR & Administration Division
Educational /Professional Qualification:
- Minimum Graduation or equivalent from a local or international university / college / institute recognized by the HEC of Pakistan
- Candidates having Master’s degree and / or any other relevant certification(s) will
be preferred
Experience:
- Minimum 10 years of banking experience, out of which 07 years in Commercial and / or SME, either on the business and / or risk management side in a commercial bank
Other Skills / Expertise / Knowledge Required:
Leadership & people management
Credit risk assessment skills for SME
Knowledge of SBP’s Prudential Regulations
Understanding of different types of collaterals
Knowledge of SME product program
Problem solving & decision making
The ability to use knowledge of specific sectors and the broader economy to make a judgment about specific credits
Outline of Main Duties / Responsibilities:
To exercise credit approval authority delegated from time to time to approve/ recommend proposals for approval. Processing will include SME credit proposals for both conventional and Islamic banking country wide. Analyze credit risk and assess obligors credit worthiness in conjunction with the collateral offered, and
ensure compliance with Bank’s internal policies, procedures and SBP Prudential RegulationsTo review SME Product program both manual and digital processing of credit approvals
To assist and support Head SME Risk with credit review, assessment, and monitoring
To liaison with different stakeholders like business, CAD, audit etc., Head Office level to ensure smooth operations
To ensure audit requirements and observations are addressed (both internal and external) and implement measures to minimize recurrence
To ensure all processes are completed within the specified turnaround time
To monitor the credit portfolio for early warnings, maintain portfolio MISs and ensure timely submission
To train and develop the team maintaining high standards
To perform any other assignment assigned by the supervisor(s)
Place of Posting:
Karachi
Assessment Interview(s)
Only shortlisted candidates strictly meeting the above-mentioned basic eligibility criteria will be invited for panel interview(s).
Employment Type:
The employment will be on contractual basis for three years which may be renewed on discretion of the Management. Selected candidates will be offered compensation package and other benefits as per Bank’s Policy / rules.
Apply within 10 working days from the date of this job posting.
Applications received after due date will not be considered in any case. No TA / DA will be admissible for interview.
National Bank of Pakistan is an equal opportunity employer and welcomes applications from all qualified individuals, regardless of gender, religion, or disability.